We offer a range of deposit schemes designed to help our members save systematically and earn returns on their deposits. All schemes are available exclusively to registered members.
Important Disclaimer: The deposit schemes, interest rates, tenures, and terms mentioned below are indicative and subject to change. Please contact our office for the latest confirmed rates and scheme details before making any deposit. Deposits in a Nidhi company are not insured by DICGC.
Deposit a lump sum amount for a fixed tenure and earn a predetermined rate of return. Ideal for members looking for stable, predictable savings growth.
Tenure: [To be confirmed — e.g., 6 months to 5 years]
Minimum Amount: [To be confirmed]
Interest Rate: [To be confirmed]
Save a fixed amount every month over a chosen tenure. Perfect for members who wish to build savings gradually through regular contributions.
Tenure: [To be confirmed — e.g., 12 to 60 months]
Minimum Monthly: [To be confirmed]
Interest Rate: [To be confirmed]
A micro-savings scheme where members can deposit small amounts daily. Designed for those who prefer daily contribution habits for long-term savings.
Tenure: [To be confirmed]
Minimum Daily: [To be confirmed]
Interest Rate: [To be confirmed]
Rates are subject to change. Please verify current rates with our office.
| Scheme | Tenure | Interest Rate (p.a.) | Minimum Amount |
|---|---|---|---|
| Fixed Deposit | [To be confirmed] | [To be confirmed] | [To be confirmed] |
| Recurring Deposit | [To be confirmed] | [To be confirmed] | [To be confirmed] |
| Daily Deposit | [To be confirmed] | [To be confirmed] | [To be confirmed] |
Note: Interest rates and scheme terms are determined by the Board of Directors and may be revised periodically. Members are advised to confirm the latest rates before making a deposit.
Clearly defined terms, tenures, and rates for every deposit option.
All charges and conditions are disclosed upfront. Complete transparency.
Choose from lump sum, monthly, or daily deposit schemes based on your preference.
All deposit facilities are available exclusively to registered members of the company.
All deposits are accepted in accordance with the Nidhi Rules, 2014.
Simple application and documentation process to open your deposit account.
