Saubhagya International Limited is a Nidhi company incorporated under the Companies Act, 2013. Our core purpose is to encourage the habit of thrift and savings among our members and to provide financial assistance through loans exclusively within our member community.
Unlike banks or non-banking financial companies (NBFCs), a Nidhi company operates solely for the mutual benefit of its members. We accept deposits from our members and provide loans to them, fostering a disciplined and transparent financial ecosystem.
Our registered office is located in Greater Noida (West), Uttar Pradesh, and we are committed to maintaining the highest standards of transparency, compliance, and member service.
Important Disclosure: Saubhagya International Limited is a Nidhi company and not a bank. Deposits with the company are not insured by DICGC. The company operates under the Nidhi Rules, 2014 and the Companies Act, 2013.
U66300UP2026PLC245639
2026
Uttar Pradesh, India
To provide a reliable and transparent financial platform for our members that encourages disciplined savings, offers competitive deposit schemes, and ensures accessible loan services — all within a compliant and member-focused structure.
To become a trusted name in community-based financial services — empowering members with financial stability, promoting a culture of savings, and building long-term relationships founded on trust and mutual benefit.
We maintain the highest standards of honesty and transparency in all our member dealings and financial operations.
Every decision we make is driven by what benefits our members. Your financial well-being is our priority.
We adhere strictly to regulatory requirements and maintain transparent records accessible to our members.
We promote a culture of regular savings and responsible borrowing among all our members.
All terms, conditions, rates, and processes are clearly communicated. No hidden fees or surprises.
Our services are designed to be straightforward and accessible, ensuring every member can participate with ease.
