Saubhagya International Limited is a member-focused Nidhi company offering secure deposit schemes, affordable loan services, and a transparent financial community you can rely on.
Saubhagya International Limited is a Nidhi company incorporated under the Companies Act, 2013. We exist to serve our members through disciplined savings, secure deposits, and accessible loan facilities — all within a framework of mutual trust and benefit.
As a Nidhi company, our operations are focused exclusively on our members. We do not operate as a bank or an NBFC. Our purpose is to encourage the habit of thrift and savings among our members and to provide financial assistance through loans within the community.
Read More About UsCIN: U66300UP2026PLC245639. Incorporated as a public limited company under the provisions of the Companies Act, 2013.
Everything we do is designed to benefit our members — from competitive deposit schemes to transparent loan processes.
We offer a range of member-exclusive financial services aimed at building savings habits and providing accessible financial support.
Join our member community and access all financial services including deposits, loans, and mutual benefit programmes.
Learn MoreSecure your savings with our structured deposit schemes. Choose from fixed deposits, recurring deposits, and more.
View SchemesAccess affordable loans exclusively for members. Simple application process, fair terms, and transparent rates.
Explore LoansAs a Nidhi company, we operate under strict regulatory guidelines. Our commitment is to our members — their savings, their growth, and their financial well-being. Here is why members trust Saubhagya International Limited.
Incorporated as a public limited (Nidhi) company under the Companies Act, 2013 with a valid CIN.
All deposit and loan processes are documented and shared with members. No hidden charges, no ambiguity.
All financial services are exclusively available to members, ensuring a close-knit and accountable community.
Our schemes and processes follow clear structures with defined terms, rates, and conditions.
Becoming a member and accessing our services is a straightforward process designed for your convenience.
Fill out the membership application form with your basic details and submit the required documents.
Your application and documents are reviewed. Once verified, your membership is confirmed.
Browse available deposit schemes or loan options and select the one that fits your financial goals.
Begin contributing to your chosen scheme or receive your loan as per the approved terms.
Saubhagya International Limited operates as a Nidhi company in compliance with the provisions of the Companies Act, 2013 and the Nidhi Rules, 2014.
Incorporated and operating under the Companies Act, 2013 with all statutory filings and compliance maintained.
Our operations follow the Nidhi Rules, 2014, which govern deposit acceptance, loan disbursement, and membership criteria.
Annual returns, financial statements, and regulatory filings are maintained as required by law.
